Teachers & Principals
Full-time K-12 teachers in Tennessee public and private schools now qualify for THDA's 0.5% lower Heroes rate and Heroes Plus down payment help.
Homeownership for Heroes
Who qualifies in Tennessee
You must work in Tennessee now in one of these roles, or be a service member or veteran. THDA also checks your household income against your county's limit.
Law Enforcement Officers
State and local law enforcement officers working in Tennessee can get THDA's Homeownership for Heroes rate, 0.5% below Great Choice, plus down payment help.
Firefighters
Firefighters currently employed in Tennessee qualify for THDA's Homeownership for Heroes: a rate 0.5% under Great Choice and Heroes Plus down payment options.
EMTs & Paramedics
EMTs and paramedics working in Tennessee qualify for THDA Homeownership for Heroes: 0.5% off the Great Choice rate plus a choice of down payment help.
Emergency Dispatchers
THDA's consumer page lists state and local public safety emergency dispatchers for Homeownership for Heroes. Here's what to confirm with a lender first.
Military & Veterans
Active duty, National Guard, veterans and eligible spouses can use THDA Homeownership for Heroes. Veterans skip the first-time buyer rule statewide.
