Homeownership for Heroes · Montgomery County
First-time homebuyer help in Montgomery County, Tennessee
Montgomery County, roughly 250,000 residents, centers on Clarksville. Service members and veterans here can use Heroes without the first-time buyer rule.
Buying a first home in Montgomery County
Clarksville-Montgomery County School System is the one public district, so every full-time K-12 teacher in it qualifies.
Clarksville Police, the Montgomery County Sheriff's Office, Clarksville Fire Rescue and Montgomery County EMS round out the local employers.
Active-duty, Guard members, veterans and eligible spouses qualify on military status alone. THDA waives the 3-year first-time rule for them statewide, and a VA loan can cover up to 100% of the price.
Montgomery County income and price limits
| Income, 1–2 people | Income, 3+ people | Purchase price limit |
|---|---|---|
| $102,574 | $117,961 | $500,000 |
Montgomery County's limit is $102,574 for 1-2 people and $117,961 for 3 or more. See the statewide limits or estimate what you can afford.
Other down payment help in Montgomery County
We did not find a current Montgomery County-specific program. Statewide options still apply: see every program in Tennessee.
Homebuyer education near Montgomery County
Most down payment programs require a homebuyer education class before closing. These HUD-approved agencies near Montgomery County offer homebuyer classes or pre-purchase counseling:
| Agency | City | Distance | Services | Languages | Formats |
|---|---|---|---|---|---|
| Aaa Residential Resources, Inc. | Nashville | 41 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Woodbine Community Organization | Nashville | 44 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| You Can Make It Home Ownership Center, Inc. | Smyrna | 59 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
Source: HUD housing counseling agency list. Not every class is accepted by every program.
Who can use the program in Montgomery County
Eligible local employers include:
- Clarksville-Montgomery County School System
- Clarksville Police Department
- Montgomery County Sheriff's Office
- Clarksville Fire Rescue
- Montgomery County EMS
Active-duty members verify with a Military LES; veterans use a DD-214. See every eligible role.
Montgomery County questions
What's the Clarksville income limit?
$102,574 (1-2) and $117,961 (3+).
I'm active duty and owned a home before. Can I use Heroes?
Yes. THDA waives the first-time buyer rule for qualified military and veterans.
Can a military spouse qualify?
Eligible spouses of veterans are included. A lender confirms your case.
Other areas: Shelby County, Davidson County, Knox County, Hamilton County, Rutherford County, Williamson County, Sumner County, Wilson County. All counties.
