Homeownership for Heroes · Williamson County

First-time homebuyer help in Williamson County, Tennessee

Williamson County, about 272,000 people, has THDA's highest income limit, but the $500,000 price cap is the number that shapes your search.

County seatFranklin
Population272,061
Income limit, 3+$162,540
Price limit$500,000

Buying a first home in Williamson County

Teachers at Williamson County Schools or Franklin Special School District fit the full-time K-12 rule. So do private school teachers in the county.

Franklin Police, Brentwood Police, the Williamson County Sheriff's Office and Franklin Fire are the main eligible employers. Buyers look across Franklin, Brentwood, Spring Hill, Nolensville and Thompson's Station.

Spring Hill spans the Williamson-Maury line. The Williamson side uses $139,320 / $162,540, the Maury side $124,320 / $145,040, so check which county a listing is in.

Williamson County income and price limits

Income, 1–2 peopleIncome, 3+ peoplePurchase price limit
$139,320$162,540$500,000

Williamson County's limits are $139,320 for 1-2 people and $162,540 for 3+; the price cap is $500,000. See the statewide limits or estimate what you can afford.

Other down payment help in Williamson County

We did not find a current Williamson County-specific program. Statewide options still apply: see every program in Tennessee.

Homebuyer education near Williamson County

Most down payment programs require a homebuyer education class before closing. These HUD-approved agencies near Williamson County offer homebuyer classes or pre-purchase counseling:

AgencyCityDistanceServicesLanguagesFormats
Woodbine Community OrganizationNashville20 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet
Aaa Residential Resources, Inc.Nashville22 mihomebuyer education class, pre-purchase counselingEnglishPhone
You Can Make It Home Ownership Center, Inc.Smyrna24 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet

Source: HUD housing counseling agency list. Not every class is accepted by every program.

Not sure which class your program accepts? A loan officer who offers Tennessee programs tells you which class counts, and can start your pre-approval at the same time. Check my eligibility

Who can use the program in Williamson County

Eligible local employers include:

  • Williamson County Schools
  • Franklin Special School District
  • Franklin Police Department
  • Brentwood Police Department
  • Williamson County Sheriff's Office
  • Franklin Fire Department

Brentwood and Franklin officers can pair the Heroes rate with VA financing if they're veterans. See every eligible role.

Williamson County questions

What's the Williamson County income limit?

$139,320 for 1-2 people and $162,540 for 3 or more.

Which limit applies in Spring Hill?

It depends on the county the home sits in: Williamson or Maury.

Do Franklin Special School District teachers qualify?

Yes, as full-time K-12 teachers in a Tennessee public school.

Other areas: Shelby County, Davidson County, Knox County, Hamilton County, Rutherford County, Montgomery County, Sumner County, Wilson County. All counties.