Memphis
Memphis city DPA pays up to 10% of the price, max $25,000, with tracks for police, firefighters, MSCS staff, designated areas and MHA residents.
City by city
Tennessee cities with down payment help of their own
These cities run homebuyer programs on top of what the state and counties offer. Pick yours to see everything open to buyers there.
Nashville
Nashville buyers can use The Housing Fund's community land trust and shared equity programs on top of THDA and statewide down payment loans.
Chattanooga
Chattanooga's forgivable DPA gives first-time buyers up to $15,000, or $21,000 with THDA, for homes up to $400,000 inside city limits.
Knoxville
Knoxville's city DPA is closed except for homes built by three nonprofit developers. See who qualifies, income limits and the THDA backup.
Murfreesboro
Murfreesboro lends low-income first-time buyers up to $10,000 at 0% with no monthly payments, repaid on sale. See rules and THDA options.
