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Homeownership for Heroes

Down payment assistance by county in Tennessee

Guides for Tennessee's 20 most populous counties, with each county's THDA income limit, school districts and public safety agencies.

CountyCounty seatIncome cap, 3+ peoplePrice cap
Shelby CountyMemphis$118,214$500,000
Davidson CountyNashville$162,540$500,000
Knox CountyKnoxville$119,255$500,000
Hamilton CountyChattanooga$117,133$500,000
Rutherford CountyMurfreesboro$162,540$500,000
Williamson CountyFranklin$162,540$500,000
Montgomery CountyClarksville$117,961$500,000
Sumner CountyGallatin$162,540$500,000
Wilson CountyLebanon$162,540$500,000
Sullivan CountyBlountville$114,520$500,000
Blount CountyMaryville$119,255$500,000
Washington CountyJonesborough$112,840$500,000
Maury CountyColumbia$145,040$500,000
Bradley CountyCleveland$118,536$500,000
Sevier CountySevierville$119,000$500,000
Madison CountyJackson$111,300$500,000
Putnam CountyCookeville$119,387$500,000
Anderson CountyClinton$119,255$500,000
Robertson CountySpringfield$162,540$500,000
Greene CountyGreeneville$132,860$500,000

Limits from THDA's chart effective Aug. 1, 2026; population from Census 2025 estimates. Not seeing your county? The program covers the whole state, so here's every county's cap.

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