Montgomery County · Homeownership for Heroes
Buying your first home in Montgomery County, Tennessee
Montgomery County, roughly 250,000 residents, centers on Clarksville. Service members and veterans here can use Heroes without the first-time buyer rule.
Getting to know Montgomery County as a buyer
Clarksville-Montgomery County School System is the one public district, so every full-time K-12 teacher in it qualifies.
Clarksville Police, the Montgomery County Sheriff's Office, Clarksville Fire Rescue and Montgomery County EMS round out the local employers.
Active-duty, Guard members, veterans and eligible spouses qualify on military status alone. THDA waives the 3-year first-time rule for them statewide, and a VA loan can cover up to 100% of the price.
The caps in Montgomery County
| Cap for 1–2 people | Cap for 3 or more | Highest price allowed |
|---|---|---|
| $102,574 | $117,961 | $500,000 |
Montgomery County's limit is $102,574 for 1-2 people and $117,961 for 3 or more. Compare with every county's caps, or run your own budget.
More help that's specific to Montgomery County
We couldn't find a current program just for Montgomery County. The statewide ones still work here, so take a look at the full Tennessee list.
Homebuyer class options near Montgomery County
Plan on a homebuyer class; almost every assistance program makes you take one before the closing date. Here is who near Montgomery County is HUD-approved to teach it or sit down with you one on one:
| Agency | Office in | Miles away | Help offered | Spoken in | Ways to attend |
|---|---|---|---|---|---|
| Aaa Residential Resources, Inc. | Nashville | 41 mi | homebuyer education class, pre-purchase counseling | English | Phone |
| Woodbine Community Organization | Nashville | 44 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
| You Can Make It Home Ownership Center, Inc. | Smyrna | 59 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
Pulled from HUD's housing counseling agency list. Programs don't all accept the same classes.
Who in Montgomery County can use it
A few of the local employers whose people qualify:
- Clarksville-Montgomery County School System
- Clarksville Police Department
- Montgomery County Sheriff's Office
- Clarksville Fire Rescue
- Montgomery County EMS
Active-duty members verify with a Military LES; veterans use a DD-214. All the jobs that count
Questions folks ask about Montgomery County
What's the Clarksville income limit?
$102,574 (1-2) and $117,961 (3+).
I'm active duty and owned a home before. Can I use Heroes?
Yes. THDA waives the first-time buyer rule for qualified military and veterans.
Can a military spouse qualify?
Eligible spouses of veterans are included. A lender confirms your case.
Nearby and elsewhere: Shelby County · Davidson County · Knox County · Hamilton County · Rutherford County · Williamson County · Sumner County · Wilson County · Every county
