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Anderson County · Homeownership for Heroes

Buying your first home in Anderson County, Tennessee

Anderson County, about 82,000 people, has Clinton as its seat and Oak Ridge as its biggest city.

SeatClinton
People82,066
Income cap, 3+$119,255
Price cap$500,000

Getting to know Anderson County as a buyer

Three public districts serve the county: Anderson County Schools, Oak Ridge Schools and Clinton City Schools. Full-time K-12 teachers in any of them fit.

Oak Ridge Police, Clinton Police and the Anderson County Sheriff's Office are the main law enforcement employers. Oliver Springs, Rocky Top and Norris homes all count.

Anderson's limit is identical to Knox and Blount, so moving between these three counties doesn't change your income ceiling.

The caps in Anderson County

Cap for 1–2 peopleCap for 3 or moreHighest price allowed
$103,700$119,255$500,000

Anderson County's limit is $103,700 for 1-2 people and $119,255 for 3 or more. Compare with every county's caps, or run your own budget.

More help that's specific to Anderson County

We couldn't find a current program just for Anderson County. The statewide ones still work here, so take a look at the full Tennessee list.

Homebuyer class options near Anderson County

Plan on a homebuyer class; almost every assistance program makes you take one before the closing date. Here is who near Anderson County is HUD-approved to teach it or sit down with you one on one:

AgencyOffice inMiles awayHelp offeredSpoken inWays to attend
Knoxville Area Urban LeagueKnoxville19 mihomebuyer education class, pre-purchase counselingEnglishPhone
Knox Housing Partnership, Incorporated Dba Homesource East TennesseeKnoxville19 mihomebuyer education class, pre-purchase counselingEnglish, SpanishFace to Face, Phone, Internet
Clinch-Powell Resource Conservation and Development Council, IncRutledge40 mihomebuyer education class, pre-purchase counselingEnglishPhone

Pulled from HUD's housing counseling agency list. Programs don't all accept the same classes.

Which class does your program want? Ask a loan officer who does Tennessee programs. They'll name the class that counts and can get your pre-approval going at the same time. See if I qualify

Who in Anderson County can use it

A few of the local employers whose people qualify:

  • Anderson County Schools
  • Oak Ridge Schools
  • Clinton City Schools
  • Oak Ridge Police Department
  • Clinton Police Department
  • Anderson County Sheriff's Office

Oak Ridge and Clinton officers qualify as local law enforcement. All the jobs that count

Questions folks ask about Anderson County

What's the Oak Ridge income limit?

$103,700 (1-2) and $119,255 (3+).

Do Oak Ridge Schools teachers qualify?

Yes, full-time K-12 teachers qualify.

Can I use Heroes in Norris?

Yes, Norris is in Anderson County; the same rules and limit apply.

Nearby and elsewhere: Shelby County · Davidson County · Knox County · Hamilton County · Rutherford County · Williamson County · Montgomery County · Sumner County · Every county