Bradley County · Homeownership for Heroes
Buying your first home in Bradley County, Tennessee
Bradley County, about 115,000 residents, is anchored by Cleveland, with Charleston to the north.
Getting to know Bradley County as a buyer
Bradley County Schools and Cleveland City Schools serve the county. A full-time K-12 teacher in either fits.
Cleveland Police, the Bradley County Sheriff's Office and Cleveland Fire are the main eligible employers.
If you work in Chattanooga but buy in Cleveland, Bradley's limit applies to the home, not Hamilton's. The two are close: $103,074 / $118,536 here versus $101,854 / $117,133 there.
The caps in Bradley County
| Cap for 1–2 people | Cap for 3 or more | Highest price allowed |
|---|---|---|
| $103,074 | $118,536 | $500,000 |
Bradley County's limit is $103,074 for 1-2 people and $118,536 for 3+. Compare with every county's caps, or run your own budget.
More help that's specific to Bradley County
We couldn't find a current program just for Bradley County. The statewide ones still work here, so take a look at the full Tennessee list.
Homebuyer class options near Bradley County
Plan on a homebuyer class; almost every assistance program makes you take one before the closing date. Here is who near Bradley County is HUD-approved to teach it or sit down with you one on one:
| Agency | Office in | Miles away | Help offered | Spoken in | Ways to attend |
|---|---|---|---|---|---|
| Chattanooga Neighborhood Enterprise, Inc. | Chattanooga | 27 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
Pulled from HUD's housing counseling agency list. Programs don't all accept the same classes.
Who in Bradley County can use it
A few of the local employers whose people qualify:
- Bradley County Schools
- Cleveland City Schools
- Cleveland Police Department
- Bradley County Sheriff's Office
- Cleveland Fire Department
Cleveland firefighters and Bradley deputies qualify with current Tennessee employment. All the jobs that count
Questions folks ask about Bradley County
What's the Cleveland income limit?
$103,074 (1-2) and $118,536 (3+).
Do Cleveland City Schools teachers qualify?
Yes, full-time K-12 teachers qualify.
Is there a homebuyer class requirement?
Yes, every borrower completes THDA- or HUD-approved education.
Nearby and elsewhere: Shelby County · Davidson County · Knox County · Hamilton County · Rutherford County · Williamson County · Montgomery County · Sumner County · Every county
