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Sullivan County · Homeownership for Heroes

Buying your first home in Sullivan County, Tennessee

Sullivan County, about 164,000 people, has its seat in Blountville, while most buyers look in Kingsport and Bristol.

SeatBlountville
People163,759
Income cap, 3+$114,520
Price cap$500,000

Getting to know Sullivan County as a buyer

Three public districts operate here: Sullivan County Schools, Kingsport City Schools and Bristol Tennessee City Schools. Full-time K-12 teachers in any of them qualify.

Kingsport Police, Bristol Tennessee Police, the Sullivan County Sheriff's Office and Kingsport Fire are the main employers. Bluff City homes use the same limit.

Heroes requires current employment in Tennessee. If you work across the state line in Virginia, the job rule wouldn't fit, though a Tennessee veteran could still qualify on military status.

The caps in Sullivan County

Cap for 1–2 peopleCap for 3 or moreHighest price allowed
$98,160$114,520$500,000

Sullivan County's limit is $98,160 for 1-2 people and $114,520 for 3+. Compare with every county's caps, or run your own budget.

More help that's specific to Sullivan County

Local programs like these can sometimes sit on top of the state program, or stand in for it. Each one has its own rules, so your loan officer will sort out which ones play nicely together.

Northeast Tennessee/Virginia HOME Consortium Affordable Home-Ownership Program

Funds limited

Sullivan County, Washington County, Kingsport, Bristol TN, Johnson City, Bluff City (and Bristol VA)

For
Low- and moderate-income buyers (80% AMI)
How much
$1,000 to $15,000 based on a subsidy analysis
Kind of help
Deferred loan, due later
Income cap
80% AMI (2026 dollar figures not posted; 2021 packet showed $47,700-$48,250 for a family of 4)
First-timers only?
Yes
Fine print
Homebuyer education before closing; principal residence; minimum buyer investment ($500 in the 2021-22 packet); Jonesborough town limits excluded per 2021-22 packet

Due-on-sale deferred loan. 2021-22 packet terms (10-year, forgiven 20%/yr in years 6-10; price caps $170K-$190K; no ownership in last 12 months) may be outdated. Call Rene' Mann, FTDD, 423-722-5122 before applying.

Checked against the source November 2026 · how we check

The long version
Could I use this?

The full Tennessee program list

Homebuyer class options near Sullivan County

Plan on a homebuyer class; almost every assistance program makes you take one before the closing date. Here is who near Sullivan County is HUD-approved to teach it or sit down with you one on one:

AgencyOffice inMiles awayHelp offeredSpoken inWays to attend
Eastern Eight Community Development Corp.Johnson City13 mihomebuyer education class, pre-purchase counselingEnglishFace to Face, Phone, Internet

Pulled from HUD's housing counseling agency list. Programs don't all accept the same classes.

Which class does your program want? Ask a loan officer who does Tennessee programs. They'll name the class that counts and can get your pre-approval going at the same time. See if I qualify

Who in Sullivan County can use it

A few of the local employers whose people qualify:

  • Sullivan County Schools
  • Kingsport City Schools
  • Bristol Tennessee City Schools
  • Kingsport Police Department
  • Bristol Tennessee Police Department
  • Sullivan County Sheriff's Office
  • Kingsport Fire Department

Bristol Tennessee officers and teachers qualify; Virginia-side employers don't meet the Tennessee employment rule. All the jobs that count

Questions folks ask about Sullivan County

What's the Kingsport income limit?

$98,160 (1-2) and $114,520 (3+).

I teach in Bristol, Virginia. Do I qualify?

The rule requires a Tennessee school. A lender can check other THDA options like Great Choice.

Do Kingsport firefighters qualify?

Yes, firefighters currently employed in Tennessee qualify.

Nearby and elsewhere: Shelby County · Davidson County · Knox County · Hamilton County · Rutherford County · Williamson County · Montgomery County · Sumner County · Every county