SeatJonesborough
People141,199
Income cap, 3+$112,840
Price cap$500,000
Getting to know Washington County as a buyer
Washington County Schools and Johnson City Schools are the two public districts. Full-time K-12 teachers in either meet the rule.
Johnson City Police, the Washington County Sheriff's Office and Johnson City Fire employ most local first responders.
Washington shares its income limit with Carter and Unicoi counties. At $96,720 / $112,840 it's below the state's middle, so add up household income carefully, including a spouse's pay.
The caps in Washington County
| Cap for 1–2 people | Cap for 3 or more | Highest price allowed |
|---|
| $96,720 | $112,840 | $500,000 |
Washington County's limit is $96,720 for 1-2 people and $112,840 for 3+. Compare with every county's caps, or run your own budget.
More help that's specific to Washington County
Local programs like these can sometimes sit on top of the state program, or stand in for it. Each one has its own rules, so your loan officer will sort out which ones play nicely together.
Sullivan County, Washington County, Kingsport, Bristol TN, Johnson City, Bluff City (and Bristol VA)
- For
- Low- and moderate-income buyers (80% AMI)
- How much
- $1,000 to $15,000 based on a subsidy analysis
- Kind of help
- Deferred loan, due later
- Income cap
- 80% AMI (2026 dollar figures not posted; 2021 packet showed $47,700-$48,250 for a family of 4)
- First-timers only?
- Yes
- Fine print
- Homebuyer education before closing; principal residence; minimum buyer investment ($500 in the 2021-22 packet); Jonesborough town limits excluded per 2021-22 packet
Due-on-sale deferred loan. 2021-22 packet terms (10-year, forgiven 20%/yr in years 6-10; price caps $170K-$190K; no ownership in last 12 months) may be outdated. Call Rene' Mann, FTDD, 423-722-5122 before applying.
Checked against the source November 2026 · how we check
The long versionThe full Tennessee program list
Homebuyer class options near Washington County
Plan on a homebuyer class; almost every assistance program makes you take one before the closing date. Here is who near Washington County is HUD-approved to teach it or sit down with you one on one:
| Agency | Office in | Miles away | Help offered | Spoken in | Ways to attend |
|---|
| Eastern Eight Community Development Corp. | Johnson City | 7 mi | homebuyer education class, pre-purchase counseling | English | Face to Face, Phone, Internet |
Pulled from HUD's housing counseling agency list. Programs don't all accept the same classes.
Which class does your program want? Ask a loan officer who does Tennessee programs. They'll name the class that counts and can get your pre-approval going at the same time.
See if I qualify
Who in Washington County can use it
A few of the local employers whose people qualify:
- Washington County Schools
- Johnson City Schools
- Johnson City Police Department
- Washington County Sheriff's Office
- Johnson City Fire Department
Johnson City firefighters and police qualify with proof of current Tennessee employment and certification. All the jobs that count
Questions folks ask about Washington County
What's the Johnson City income limit?
$96,720 (1-2) and $112,840 (3+).
Does Jonesborough use the same limit?
Yes, all of Washington County uses one limit.
Does my spouse's income count?
THDA counts household income under its rules; your lender figures the total.
Nearby and elsewhere: Shelby County · Davidson County · Knox County · Hamilton County · Rutherford County · Williamson County · Montgomery County · Sumner County · Every county
